• Can I get both workers compensation and Social Security Disability benefits at the same time?

Yes, you can receive both, but the amount of SSD benefits may be reduced. The combined

total cannot exceed 80% of your average earnings before becoming disabled.

• Do I qualify for Social Security Disability if I am going to be off work for a short period of time?

No, SSD is only for disabilities expected to last at least 12 months

or result in death. Short-term conditions do not qualify.

• Why does it take so long?

The process involves gathering medical records, evaluating evidence, and sometimes holding

 hearings. High application volume and case complexity also contribute to delays.

• How can I get Social Security Disability benefits if I cannot afford to go to a doctor for regular checkups?

Try to seek care through free clinics, community health centers, or emergency rooms.

SSA needs medical documentation to decide your case, so any consistent records can help.

• Can I get benefits if my deceased spouse was on Disability?

Yes, you may be eligible for survivor benefits based on your deceased spouse’s work record,

 especially if you’re caring for a child or are of qualifying age or disabled yourself.

• If my Doctor says that I am disabled, why do I need an advocate? Doesn’t that qualify me?

SSA has its own criteria and medical review process. A doctor’s statement helps, but an

advocate understands the system and can present your case more effectively.

• How are my assets calculated when I apply for Supplemental Security Income (SSI)?

SSI looks at things like cash, bank balances, property, and vehicles. You must have limited

 resources—generally under $2,000 for individuals or $3,000 for couples.

• Can I work part-time while getting disability?

Yes, but you must stay under the SSA’s Substantial Gainful Activity (SGA) limit—currently $1,550/

month (or $2,590 for blind individuals in 2025). Going over can jeopardize your benefits.

• If I'm on longterm disability, do I have to file for Social Security Disability?

Often yes—many private long-term disability policies require you to apply for SSD as

part of their terms. If approved, SSD benefits may offset what the insurer pays.

If you have any other SSD questions,  please fill out the form below and contact us.

• Can I have both a will and a trust?

Yes, many people use both. A will distributes assets after death, while a trust can

manage and distribute assets during your life and after, often avoiding probate.

• Do I need an estate plan if I’m young or don’t own much?

Yes, even simple plans can help. An estate plan ensures your wishes are honored,

names guardians for children, and includes powers of attorney in case of incapacity.

Why does estate planning take so long?

It involves detailed discussions about assets, family dynamics, taxes, and legal documents.

Time is needed to make thoughtful decisions and ensure documents are legally sound.

What if I can’t afford a lawyer for estate planning?

There are low-cost and free legal aid resources available. Also, some basic estate planning documents can be prepared online—though complex situations should involve an attorney.

• Can I inherit assets from my deceased spouse without a will?

Possibly, but it depends on state laws. Without a will, the estate goes through

intestate succession, which may not reflect your spouse's true wishes.

• If I already told my family what I want, why do I need legal documents?

Verbal wishes aren’t legally binding. A will, trust, and powers of attorney ensure your

 instructions are followed and help avoid family disputes or court involvement.

• How are my assets counted when calculating estate taxes?

Estate taxes are based on the total value of your assets at death, including property, accounts,

 investments, and even life insurance. Many estates are under the exemption threshold.

• Can I make changes to my estate plan later?

Yes, you can revise your will or trust as your life changes. Marriage, children, or asset

 changes are good reasons to update your documents regularly.

• If I have a living trust, do I still need a will?

Yes, a “pour-over” will is often recommended to catch any assets not included in the trust.

 It also covers guardianship decisions and other matters trusts may not.

If you have any other estate planning questions,  please fill out the form below and contact us.